When it comes to breakdown cover, there are two main options: personal-based and vehicle-based. Both give you peace of mind, but the right one depends on how you use your car - or cars! Let’s break it down to help you decide which suits you best.
What is Personal Based Breakdown Cover?
Personal breakdown cover is all about you, not the car. It means that if you break down while driving any eligible vehicle, you can call for assistance. As long as you're legally behind the wheel, help is just a call away.
Why choose personal cover?
- You're always covered – no matter which eligible vehicle you’re driving at the point of needing assistance.
- Great for multi-car drivers – perfect if you use more than one car.
- Cover for your legal partner – they are protected too if you include them in your policy.
What is Vehicle Based Breakdown Cover?
Vehicle based breakdown cover is tied to a specific car rather than the driver. This means that if that particular vehicle breaks down, it’s covered—no matter who is driving at the time.
Why choose vehicle cover?
- Your car is always protected – regardless of who’s driving.
- Great for shared vehicles – ideal for families or households where multiple people use the same car.
Which Breakdown Cover is Right for You?
If you drive different cars or have access to multiple vehicles, personal cover could be the best option. In case you want to make sure one specific car is covered, no matter who’s driving, vehicle-based cover is your choice.
At Autonational, we offer both vehicle-based and personal-based breakdown cover (provided by our sister brand, AutoAid) to suit different needs. The first focuses on a specific car, ensuring it's always protected, while the second offers flexibility, covering you across multiple vehicles.
Breakdowns are never fun, but with the right Autonational cover you’ll always have peace of mind.