Our Breakdown Cover Explained

Breakdown Cover is there for one thing: getting you and your vehicle sorted quickly if you can’t keep driving. Autonational Rescue provides Vehicle-Based Breakdown Cover, which means the vehicle is covered, plus all legal drivers of that vehicle.

Want a price in under a minute?
Prices can start from £15.35 for cars under 4 years old, depending on your vehicle, cover level, and start date.
Start your Online Breakdown Cover Quote >

Not sure which level you need? Use this 30-second chooser to point you in the right direction:

  • If you mainly do local trips and want basic help when you are away from home – consider Roadside.
  • If you do longer journeys and want to be recovered to a UK destination if you can’t be fixed – consider Roadside & Recovery or Total UK.
  • If you want home assistance plus onward travel options – consider Total UK.
  • If you are planning on travelling in Europe – consider European Cover.
  • If the vehicle is used for work (Business use) – consider Business Cover .

For more “What Breakdown Cover Should I Choose?” scenarios read on >

Or check out these Cover Levels and Limits at a glance:

This table shows the decision-changing differences. Use the full comparison page for limits and footnotes.

What mattersRoadsideRoadside & RecoveryTotal UKEuropeanBusiness
Help at home included?NoNoYesYesYes
Recovery to a chosen destination?Local garage (limit applies)Yes (UK destination)Yes (UK destination)EU recovery rules applyYes (UK destination, as stated)
Onward travel support?NoNoYes (limits apply)Yes (limits apply)Yes (limits apply)
Emergency accommodation?NoNoYes (limits apply)Yes (limits apply)Yes (limits apply)
Vehicle hire?NoNoOnly if statedYes (limits apply)Yes (limits apply)
Right for Europe trips?NoNoNoYesNo
Designed for Business use?NoNoNoNoYes

Your needs depend on how and where you drive, always read your policies carefully.

Use the quick choice tools above, then for more information on the Benefits and Limits of each option, check these useful links:

Compare Cover Levels >
See what’s included plus key limits like Recovery Distance, Home Cover, and Onward Travel.

FAQs Before You Buy >
Clear answers to the most commonly asked questions like “What happens if I break down at home?“, “What are my policy start dates” and more…

Why trust this information?
Autonational Rescue is arranged and administered by Right Choice Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority under reference number 475620.
Policy wording: Roadside, Roadside & Recovery, Total UK, European Cover, Business Cover
Last updated: March 2026