What Breakdown Cover Should I Choose?

“I mostly drive locally. If I break down, I just need help and a tow to a nearby garage.”
Pick: Roadside
It covers breakdowns more than 1/4 mile from home, and if we can’t fix the car roadside, we take the vehicle and up to five passengers to a garage within a 20 mile radius. Learn more about our Roadside Breakdown Cover >

“I want cover that helps if the car won’t start on my driveway.”
Pick: Total UK
It includes Home Breakdowns, meaning we send a specialist to your home address and, if needed, transport your vehicle to the nearest garage. Learn more about our Total UK Breakdown Cover >

“We do long UK journeys and I want to be recovered to where we were actually going.”
Pick: Roadside & Recovery
It includes Nationwide Roadside Recovery, taking your vehicle and up to five passengers to any UK destination of your choice, with an important condition (see next scenario). Learn more about our Roadside & Recovery Breakdown Cover >

“I like the ‘any UK destination’ promise, but I want to know what happens if repairs drag on.”
Pick: Roadside & Recovery (or Total UK)
The condition is: if the vehicle can’t be repaired at the roadside or nearby by the end of the working day, we take it and you to your home or a closer UK destination. Learn more about our Roadside & Recovery Breakdown Cover >

“If we’re stranded far from home and the car can’t be repaired, I want help with a place to stay or getting onward.”
Pick: Total UK
If the car can’t be repaired and the breakdown happens more than 25 miles from home, it includes Emergency Accommodation up to £75 per person (up to £500 per party) and onward travel up to £150. Learn more about our Total UK Breakdown Cover >

“We tow a caravan or small trailer and want that included.”
Pick: Total UK
It includes Caravan & Trailer Breakdown Cover, extending cover to your attached caravan or small trailer. Learn more about our Total UK Breakdown Cover >

“We’re driving in Europe and want cover that follows us across the EU.”
Pick: European
All UK cover is expanded to include EU in this policy, and includes Roadside Assistance Plus Recovery to the nearest repairer within 20 miles if we can’t fix it at the roadside. Learn more about our European Breakdown Cover >

“I’m worried about misfuelling while travelling. I want that sorted quickly.”
Pick: European (or Business)
It includes Misfuelling: we drain and flush the incorrect fuel and add 10 litres of the correct fuel. Learn more about our European Breakdown Cover >

“If I’m medically unfit to drive mid-trip, I need someone to get us home.”
Pick: European (or Business)
Both policies include a replacement driver: if the driver is medically unfit to drive, we pay the cost for a chauffeur. Learn more about our European Breakdown Cover or Learn more about our Business Breakdown Cover >

“This is a company vehicle. If it can’t be repaired today, I need it taken to one UK location I choose.”
Pick: Business
It includes Recovery to Any UK Location: if the vehicle cannot be repaired at the roadside or the nearest repairer by the end of the day, we take the Company Vehicle and you to one location of your choice within the UK. Learn more about our Business breakdown cover >