Business Breakdown Cover for Work Vehicles: What’s Covered, What’s Not

Business Breakdown Cover for Work Vehicles: What’s Covered, What’s Not

Autonational can now offer Business Breakdown Cover for customers who use their vehicles for work. As an established, nationwide roadside assistance and vehicle recovery provider, this new cover meets a long-standing demand from customers who rely on their vehicles for commercial use.

Our Business Use Breakdown Cover is designed specifically for tradespeople and professionals who cannot afford downtime when their vehicle breaks down.

What is Business Breakdown Cover? 
Business Breakdown Cover provides roadside assistance and vehicle recovery for vehicles used for work purposes, including trades such as plumbing, building, electrical work, and gardening. Standard personal breakdown cover does not apply when a vehicle is being used for business.

Who needs Business Breakdown Cover? 
You need Business Breakdown Cover if you use your vehicle for any form of paid work or commercial activity, including carrying products or tools, or visiting clients.

Is Business Breakdown Cover suitable for delivery drivers? 
No. Business Breakdown Cover does not cover vehicles used for food delivery, parcel delivery, courier services, or hire-and-reward activities. These uses require specialist cover.

What happens if my business vehicle breaks down? 
If your eligible business vehicle breaks down, you can call Autonational’s emergency assistance number. An operator will attend as quickly as possible, prioritising safety and vulnerable passengers. If the vehicle cannot be repaired at the roadside, it will be recovered to a repairer or a destination of your choice within the British Isles.

Does Business Breakdown Cover include roadside repairs? 
Yes. Our operators will always attempt to repair your vehicle at the roadside where it is safe and practical to do so.

Does Business Breakdown Cover include vehicle recovery? 
Yes. If the vehicle cannot be repaired promptly at the roadside, recovery to a nearby repairer is included. If repairs cannot be completed the same day, onward recovery within the British Isles is provided.

Is Home Start included with Business Breakdown Cover? 
Yes. Home Start is included. If your vehicle breaks down at home or within ¼ mile of your home and cannot be fixed quickly, it will be recovered to a nearby repairer.

Does Business Breakdown Cover include European breakdown assistance? 
No. European driving requires a separate European Breakdown Cover policy.

Are passengers covered under Business Breakdown Cover? 
Yes. Any passengers travelling with you at the time of the breakdown are covered and will be kept safe and assisted as part of the recovery process.

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